Western Alliance Bancorporation: ahead of almost everyone like it.

“Like previous acquisitions by us such as the acquisition of AmeriHome in 2021 and DST in 2022, any future acquisitions will be accompanied by risks commonly encountered in such transactions, including, among other things: • time and expense incurred while identifying, evaluating and negotiating potential acquisitions and transactions; • difficulty in accurately estimating the value of target companies or assets and in evaluating their credit, operations, management, and market risks; • potential payment of a premium over book and market values that may cause dilution of our tangible book value or earnings per share; • exposure to unknown or contingent liabilities of the target company; • potential exposure to asset quality issues of the target company; • difficulty of integrating the operations and personnel; • potential disruption of our ongoing business; • failure to retain key personnel of the acquired business; • inability of our management to maximize our financial and strategic position by the successful implementation of uniform product offerings and the incorporation of uniform technology into our product offerings and control systems; and • failure to realize any expected revenue increases, cost savings, and other projected benefits from an acquisition.” 10-K for 2023

“We are pursuing digital payments initiatives, including our 2022 acquisition of DST, a digital payments platform for the class action legal industry, and implementation of a fully integrated digital banking platform for our customers.” 10-K for 2023