Pinnacle Financial Partners: a steady bench.
- Industry
- National Commercial Banks
- Ticker
- PNFP (NYSE)
- Sources
- SEC filings (2025–2026), Stratrix's verified Decision Cases, market data and official economic statistics
- Data as of
- November 15, 2026
- A steady bench. Pinnacle Financial Partners filed 3 leadership changes since 2016, fewer than 79% of large financial companies (the median is 15).
Financial results
| Fiscal year | Revenue | Net income |
|---|
As reported in its annual filings. Losses in red.
Has Pinnacle Financial Partners had layoffs?
Headcount, as reported
| Annual report | Employees | As of |
|---|---|---|
| 10-K for 2025 | 3,709.0 full-time equivalent team members | December 31, 2025 |
Job cuts, severance and restructuring
None of Pinnacle Financial Partners’s annual reports for 2025 describes a layoff, workforce reduction or restructuring.
| Fiscal year ended | Restructuring charges |
|---|---|
| 2023-12-31 | $17.7 million |
| 2024-12-31 | $2.1 million |
| 2025-12-31 | −$2.3 million |
Pinnacle Financial Partners has filed no restructuring notice (Form 8-K, Item 2.05) since 2016. Companies file one only for a cut they judge material, so many announced layoffs never appear as one. This page shows what the company reported to the SEC, not news reports or state layoff notices.
What has Pinnacle Financial Partners acquired?
Deals its annual reports describe
| Business | Deal | When | Value |
|---|---|---|---|
Synovus Financial Corp.“The Merger was effective as of January 1, 2026.” 10-K for 2025 | merger | January 1, 2026 | — |
| Fiscal year ended | Goodwill from acquisitions |
|---|---|
| 2025-12-31 | $0 |
Deal filings since 2016
What are Pinnacle Financial Partners's subsidiaries?
Subsidiaries it lists
| Subsidiary | Jurisdiction |
|---|---|
| Pinnacle Bank | Tennessee |
| PFP Title Company | Tennessee |
| Pinnacle Community Development, Inc. | Tennessee |
| Pinnacle Community Development SLP, Inc. | Tennessee |
| PNFP Statutory Trust I | Connecticut |
| PNFP Statutory Trust II | Delaware |
| PNFP Statutory Trust III | Delaware |
| PNFP Statutory Trust IV | Delaware |
| PNFP Holdings, Inc. | Nevada |
| PNFP Properties, Inc. | Maryland |
| Pinnacle Wealth Advisors, Inc. | Tennessee |
| Apex Captive Insurance Company | Tennessee |
| Miller, Loughry & Beach Insurance Services, Inc. | Tennessee |
| Miller Loughry Beach PNB Holding Co. 1, Inc. | Tennessee |
| PNFP Capital Markets, Inc. | Tennessee |
| PNFP Aviation, LLC | Tennessee |
| BNC Capital Trust I | Delaware |
| BNC Capital Trust II | Delaware |
| BNC Capital Trust III | Delaware |
| BNC Capital Trust IV | Delaware |
| Valley Financial (VA) Statutory Trust I | Connecticut |
| Valley Financial (VA) Statutory Trust II | Connecticut |
| Valley Financial Statutory Trust III | Delaware |
| Southcoast Capital Trust III | Delaware |
| BFNM Building, LLC | South Carolina |
| HPB Insurance Group, Inc. | North Carolina |
| Pinnacle NC Investments, Inc. | North Carolina |
| Advocate Capital, Inc. | Tennessee |
| Advocap Insurance Agency, Inc. | Tennessee |
| JB&B Capital, LLC | Tennessee |
| PNFP SPV I LLC | Delaware |
From Exhibit 21 of the 10-K for 2025. Companies must list their significant subsidiaries there and may leave out smaller ones, so this is the company’s own list, not every entity it owns.
Layoffs, acquisitions, competitors and subsidiaries are read from Pinnacle Financial Partners’s annual reports (10-K for 2025), as of 2026-03-02.
Everything behind these findings, ready for your board deck.
- Market reaction to disclosed decisions: 4 decision filings since 2016, each linked to the SEC, with the share return against its sector and the US market the next day and the next year (3 with market data).
- Peer comparison: against 505 companies of its size in its sector.
- Financial results: ten years of revenue, operating and net income, and every annual report, linked.
- Methods and sources, so each number can be checked and cited.
The full data sheet downloads with the Data Plan. To see exactly what you get first, open the Boeing sample PDF or Excel.
Tools to try
- Ansoff move finderFramework: Ansoff Matrix
- Business model canvas builderFramework: Business Model Canvas
- Change readiness checkFramework: Kotter's 8-Step Change Model
- Five Forces scorerFramework: Porter's Five Forces
- SMART goal builderFramework: SMART Goals
- SWOT builderFramework: SWOT Analysis
More from Stratrix
The Business Model Wizard
Make the seven choices that define your model, test your numbers against real companies, and meet the rival AI would build against you.
Free · about twelve minutesBuild your Model Thesis →Test a decision, free
Set a live decision against the companies that made it before you.
AcquisitionsThe Distance TestDivestituresThe Divestiture TestDiversificationThe Diversification TestMake or buyThe Make-or-Buy TestStratrix Team
Every Casebook, three Strategy Packs a seat each year and Ask Stratrix, for teams that face these decisions all year.
$1,999 a year · $499 a seatWhat is included →New analyses, by email
The defining moves in business, and what they teach, as they publish.