OneMain Holdings: leaders came and went.
- Industry
- Personal Credit Institutions
- Ticker
- OMF (NYSE)
- Sources
- SEC filings (2013–2026), Stratrix's verified Decision Cases, market data and official economic statistics
- Data as of
- November 15, 2026
- Leaders came and went. OneMain Holdings filed 25 leadership changes since 2016, more than 76% of large financial companies (the median is 15). The day after each, its shares moved a median 0.2 points against its sector. The news was rarely news.
- Profitable every year. OneMain Holdings made money in each of its last ten fiscal years, from $0.2 billion (2017) to $1.3 billion (2021).
Financial results
| Fiscal year | Revenue | Net income |
|---|
As reported in its annual filings. Losses in red.
Has OneMain Holdings had layoffs?
Headcount, as reported
| Annual report | Employees | As of |
|---|---|---|
| 10-K for 2023 | approximately 9,100 | December 31, 2023 |
| 10-K for 2024 | approximately 9,000 | December 31, 2024 |
| 10-K for 2025 | approximately 9,300 | December 31, 2025 |
Job cuts, severance and restructuring
The company recorded restructuring charges in 2024 tied to strategic cost-savings initiatives, shown as 29 million dollars in the segment reconciliation.
“Other expenses increased $77 million or 5% in 2024 when compared to 2023 driven by an increase in general operating expenses due to our strategic investments in the business, including the Foursight Acquisition and growth in our receivables, and restructuring charges in the current period associated with strategic cost-savings initiatives.” 10-K for 2024
The company recorded lower restructuring charges in 2025 than in 2024, which partly offset higher other expenses.
“The increase was offset by lower restructuring charges in the current period.” 10-K for 2025
OneMain Holdings has filed no restructuring notice (Form 8-K, Item 2.05) since 2016. Companies file one only for a cut they judge material, so many announced layoffs never appear as one. This page shows what the company reported to the SEC, not news reports or state layoff notices.
What has OneMain Holdings acquired?
Deals its annual reports describe
| Business | Deal | When | Value |
|---|---|---|---|
Foursight Capital LLC“On November 21, 2023, we announced that we have entered into a definitive agreement to acquire Foursight Capital LLC (“Foursight”), a wholly owned subsidiary of Jefferies Financial Group, Inc. for a purchase price of $115 million in cash.” 10-K for 2023 | agreed acquisition | On November 21, 2023, we announced that we have entered into a definitive agreement to acquire Foursight Capital LLC | $115 million in cash |
| Fiscal year ended | Cash paid for acquisitions (net of cash acquired) |
|---|---|
| 2022-12-31 | $0 |
| 2023-12-31 | $0 |
| 2024-12-31 | $64 million |
| 2025-12-31 | $0 |
Deal filings since 2016
- 2026-08-20 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2026-08-07 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-12-18 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-12-05 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-09-17 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-09-04 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-08-12 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-07-30 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-06-11 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-05-29 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-03-13 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-03-05 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2024-11-04 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2024-08-19 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2024-05-22 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2024-05-10 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2023-12-13 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2023-11-14 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2023-06-22 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2023-06-21 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-10-28 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-08-16 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-08-11 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-08-06 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-08-03 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-06-22 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-06-17 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-05-04 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-02-16 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2020-12-17 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2020-12-10 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2020-05-14 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2019-11-07 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2019-07-02 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2019-05-09 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2019-02-22 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-08-10 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-06-25 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-05-11 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-03-12 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-02-26 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-01-04 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-12-18 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-12-08 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-11-09 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-05-30 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-05-15 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2016-05-05 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
- 2016-04-11 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2016-04-01 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2016-04-01 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
- 2016-01-29 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
What are OneMain Holdings's subsidiaries?
Subsidiaries it lists
| Subsidiary | Jurisdiction |
|---|---|
| AGFC Capital Trust I | Delaware |
| American Health and Life Insurance Company | Texas |
| Columbia River Funding, LLC | Delaware |
| CommoLoCo, Inc. | Puerto Rico |
| CREDITHRIFT of Puerto Rico, Inc. | Puerto Rico |
| Foursight Capital Automobile Receivables Trust 2022-1 | Delaware |
| Foursight Capital Automobile Receivables Trust 2022-2 | Delaware |
| Foursight Capital Automobile Receivables Trust 2023-1 | Delaware |
| Foursight Capital Automobile Receivables Trust 2023-2 | Delaware |
| Foursight Capital Automobile Receivables Trust 2024-1 | Delaware |
| Foursight Capital LLC | Utah |
| Foursight Funding LLC | Delaware |
| Foursight Funding II LLC | Delaware |
| Foursight Funding III LLC | Delaware |
| Foursight Funding IV LLC | Delaware |
| Foursight Receivables LLC | Delaware |
| Hubbard River Funding, LLC | Delaware |
| Hudson River Funding, LLC | Delaware |
| MorEquity, Inc. | Nevada |
| Mystic River Funding, LLC | Delaware |
| New River Funding, LLC | Delaware |
| New River Funding Trust | Delaware |
| OMF Services, LLC | Delaware |
| OneMain Alliance, LLC | Texas |
| OneMain Assurance Services, LLC | Texas |
| OneMain Auto Depositor, LLC | Delaware |
| OneMain Consumer Loan, Inc. | Delaware |
| OneMain Direct Auto Funding, LLC | Delaware |
| OneMain Direct Auto Receivables Trust 2019-1 | Delaware |
| OneMain Direct Auto Receivables Trust 2021-1 | Delaware |
| OneMain Direct Auto Receivables Trust 2022-1 | Delaware |
| OneMain Direct Auto Receivables Trust 2023-1 | Delaware |
| OneMain Direct Auto Receivables Trust 2025-1 | Delaware |
| OneMain Financial Auto Funding I, LLC | Delaware |
| OneMain Financial CC Transferor, LLC | Delaware |
| OneMain Financial Credit Card Trust | Delaware |
| OneMain Financial (HI), Inc. | Hawaii |
| OneMain Financial Funding VII, LLC | Delaware |
| OneMain Financial Funding X, LLC | Delaware |
| OneMain Financial Funding XI, LLC | Delaware |
| OneMain Financial Funding XII, LLC | Delaware |
| OneMain Financial Funding XIII, LLC | Delaware |
| OneMain Financial Group, LLC | Delaware |
| OneMain Financial Holdings, LLC | Delaware |
| OneMain Financial Insurance Agency of Florida, LLC | Florida |
| OneMain Financial Insurance Agency of Washington, LLC | Washington |
| OneMain Financial Issuance Trust 2018-2 | Delaware |
| OneMain Financial Issuance Trust 2019-A | Delaware |
| OneMain Financial Issuance Trust 2019-2 | Delaware |
| OneMain Financial Issuance Trust 2020-2 | Delaware |
| OneMain Financial Issuance Trust 2021-1 | Delaware |
| OneMain Financial Issuance Trust 2022-S1 | Delaware |
| OneMain Financial Issuance Trust 2022-2 | Delaware |
| OneMain Financial Issuance Trust 2022-3 | Delaware |
| OneMain Financial Issuance Trust 2023-1 | Delaware |
| OneMain Financial Issuance Trust 2023-2 | Delaware |
| OneMain Financial Issuance Trust 2024-1 | Delaware |
| OneMain Financial Issuance Trust 2025-1 | Delaware |
| OneMain Financial of Minnesota, Inc. | Minnesota |
| OneMain Financial, Inc. | West Virginia |
| OneMain Financial Term Funding I, LLC | Delaware |
| OneMain Foursight Auto I, LLC | Delaware |
| OneMain Foursight Auto II, LLC | Delaware |
| OneMain Foursight Auto III, LLC | Delaware |
| OneMain General Services Corporation | Delaware |
| OneMain Mortgage Services, Inc. | Delaware |
| OneMain Trim, LLC | Delaware |
| River Thames Funding, LLC | Delaware |
| Second Street Funding Corporation | Delaware |
| Sixth Street Funding LLC | Delaware |
| SpringCastle Holdings, LLC | Delaware |
| Springleaf Acquisition Corporation | Delaware |
| Springleaf Asset Holding II, Inc. | Delaware |
| Springleaf Asset Holding, Inc. | Delaware |
| Springleaf Branch Holding Company | Delaware |
| Springleaf Consumer Loan Holding Company | Delaware |
| Springleaf Depositor LLC | Delaware |
| Springleaf Documentation Services, Inc. | California |
| Springleaf Finance Commercial Corp. | Indiana |
| Springleaf Financial Asset Holdings, LLC | Delaware |
| Springleaf Financial Cash Services, Inc. | Delaware |
| Springleaf Financial Center Thrift Company | California |
| Springleaf Financial Funding Company | Delaware |
| Springleaf Financial Funding Company II | Delaware |
| Springleaf Financial Funding II Holding Company | Delaware |
| Springleaf Funding II, LLC | Delaware |
| Springleaf Mortgage Holding Company | Delaware |
| Springleaf Properties, Inc. | Indiana |
| St. Lawrence River Funding, LLC | Delaware |
| Thayer Brook Funding, LLC | Delaware |
| Third Street Funding LLC | Delaware |
| Triton Insurance Company | Texas |
| Wilmington Finance, Inc. | Delaware |
From Exhibit 21 of the 10-K for 2025. Companies must list their significant subsidiaries there and may leave out smaller ones, so this is the company’s own list, not every entity it owns.
Layoffs, acquisitions, competitors and subsidiaries are read from OneMain Holdings’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023), as of 2026-02-06.
Everything behind these findings, ready for your board deck.
- Market reaction to disclosed decisions: 78 decision filings since 2016, each linked to the SEC, with the share return against its sector and the US market the next day and the next year (27 with market data).
- Peer comparison: against 505 companies of its size in its sector.
- Financial results: ten years of revenue, operating and net income, and every annual report, linked.
- Methods and sources, so each number can be checked and cited.
The full data sheet downloads with the Data Plan. To see exactly what you get first, open the Boeing sample PDF or Excel.
Tools to try
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- Business model canvas builderFramework: Business Model Canvas
- Change readiness checkFramework: Kotter's 8-Step Change Model
- Five Forces scorerFramework: Porter's Five Forces
- SMART goal builderFramework: SMART Goals
- SWOT builderFramework: SWOT Analysis
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