Ameris Bancorp: ahead of almost everyone like it.
- Industry
- State Commercial Banks
- Ticker
- ABCB (NYSE)
- Sources
- SEC filings (1995–2026), Stratrix's verified Decision Cases, market data and official economic statistics
- Data as of
- November 15, 2026
- Ahead of almost everyone like it. From 2016 to 2025, its revenue grew 272% in US dollars; the median among 311 large financial companies grew 81%. It outgrew 86% of them.
- Profitable every year. Ameris Bancorp made money in each of its last ten fiscal years, from $0.1 billion (2016) to $0.4 billion (2025).
Financial results
| Fiscal year | Revenue | Net income |
|---|
As reported in its annual filings. Losses in red.
Has Ameris Bancorp had layoffs?
Headcount, as reported
| Annual report | Employees | As of |
|---|---|---|
| 10-K for 2023 | 2,765 full-time-equivalent employees | December 31, 2023 |
| 10-K for 2024 | 2,691 full-time-equivalent employees | December 31, 2024 |
| 10-K for 2025 | 2,673 full-time-equivalent employees | December 31, 2025 |
Job cuts, severance and restructuring
Full-time-equivalent employees fell from 2,847 to 2,765 during 2023, with mortgage division salaries also dropping; the filing does not describe a layoff or severance program.
“Full time equivalent employees decreased from 2,847 at December 31, 2022 to 2,765 at December 31, 2023.” 10-K for 2023
Ameris Bancorp has filed no restructuring notice (Form 8-K, Item 2.05) since 2016. Companies file one only for a cut they judge material, so many announced layoffs never appear as one. This page shows what the company reported to the SEC, not news reports or state layoff notices.
What has Ameris Bancorp acquired?
Deals its annual reports describe
| Business | Deal | When | Value |
|---|---|---|---|
Fidelity Southern Corporation ("Fidelity")“Our most recent bank acquisition was of Fidelity Southern Corporation ("Fidelity"), which was completed in July 2019 and which added $4.0 billion in deposits.” 10-K for 2023 | acquisition | July 2019 | — |
Balboa Capital Corporation ("Balboa")“In addition, in December 2021, the Bank acquired Balboa Capital Corporation ("Balboa"), a point of sale and direct online provider of lending solutions to small and mid-sized businesses nationwide.” 10-K for 2023 | acquisition | December 2021 | — |
Balboa Capital Corporation“Merger and conversion charges for 2022 were primarily related to the acquisition of Balboa Capital Corporation in December 2021.” 10-K for 2024 | acquisition | December 2021 | — |
Fidelity Southern Corporation“On July 1, 2019, the Bank assumed $ 75.0 million in aggregate principal amount of 5.875 % Fixed-To-Floating Rate Subordinated Notes due 2030 (the “Bank subordinated notes”) as part of its acquisition of Fidelity Southern Corporation, completed in July 2019.” 10-K for 2025 | acquisition | July 2019 | — |
| Fiscal year ended | Cash paid for acquisitions (net of cash acquired) | Goodwill from acquisitions |
|---|---|---|
| 2016-12-31 | — | $35.5 million |
| 2017-12-31 | — | $0 |
| 2018-12-31 | — | $377.9 million |
| 2019-12-31 | — | $430.5 million |
| 2020-12-31 | — | $0 |
| 2021-12-31 | $126.7 million | $84.6 million |
| 2022-12-31 | $14 million | $0 |
| 2023-12-31 | $0 | — |
| 2024-12-31 | $0 | — |
Deal filings since 2016
- 2020-09-28 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2019-12-06 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2019-07-01 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
- 2018-12-17 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-07-02 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
- 2018-05-29 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
- 2018-04-25 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-02-06 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-01-26 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-11-17 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-10-23 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-10-06 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-03-13 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-03-02 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-01-23 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2016-12-29 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2016-12-19 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2016-03-14 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
What are Ameris Bancorp's subsidiaries?
Subsidiaries it lists
| Subsidiary | Jurisdiction |
|---|---|
| Ameris Bank | Georgia |
| LionMark Insurance Company | Georgia |
| Ameris Statutory Trust I | Delaware |
| Prosperity Bank Statutory Trust II | Connecticut |
| Prosperity Bank Statutory Trust III | Delaware |
| Prosperity Bank Statutory Trust IV | Delaware |
| Prosperity Banking Capital Trust I | Delaware |
| Coastal Bankshares Statutory Trust I | Delaware |
| Coastal Bankshares Statutory Trust II | Connecticut |
| Merchants & Southern Statutory Trust I | Delaware |
| Merchants & Southern Statutory Trust II | Delaware |
| Atlantic BancGroup, Inc. Statutory Trust I | Delaware |
| Jacksonville Statutory Trust I | Delaware |
| Jacksonville Statutory Trust II | Delaware |
| Jacksonville Bancorp, Inc. Statutory Trust III | Delaware |
| Cherokee Statutory Trust I | Delaware |
| Fidelity Southern Statutory Trust I | Connecticut |
| Fidelity Southern Statutory Trust II | Delaware |
| Fidelity Southern Statutory Trust III | Delaware |
From Exhibit 21 of the 10-K for 2025. Companies must list their significant subsidiaries there and may leave out smaller ones, so this is the company’s own list, not every entity it owns.
Layoffs, acquisitions, competitors and subsidiaries are read from Ameris Bancorp’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023), as of 2026-02-26.
Everything behind these findings, ready for your board deck.
- Market reaction to disclosed decisions: 38 decision filings since 2016, each linked to the SEC, with the share return against its sector and the US market the next day and the next year (18 with market data).
- Peer comparison: against 505 companies of its size in its sector.
- Financial results: ten years of revenue, operating and net income, and every annual report, linked.
- Methods and sources, so each number can be checked and cited.
The full data sheet downloads with the Data Plan. To see exactly what you get first, open the Boeing sample PDF or Excel.
Tools to try
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- SMART goal builderFramework: SMART Goals
- SWOT builderFramework: SWOT Analysis
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