Texas Capital Bancshares: profitable every year.
- Industry
- State Commercial Banks
- Ticker
- TCBI (TXSE)
- Sources
- SEC filings (2000–2026), Stratrix's verified Decision Cases, market data and official economic statistics
- Data as of
- November 15, 2026
- Profitable every year. Texas Capital Bancshares made money in each of its last ten fiscal years, from $0.1 billion (2020) to $0.3 billion (2022).
Financial results
| Fiscal year | Revenue | Net income |
|---|
As reported in its annual filings. Losses in red.
Has Texas Capital Bancshares had layoffs?
Headcount, as reported
| Annual report | Employees | As of |
|---|---|---|
| 10-K for 2023 | 1,987 | December 31, 2023 |
| 10-K for 2024 | 1,818 | December 31, 2024 |
| 10-K for 2025 | 1,785 | December 31, 2025 |
Job cuts, severance and restructuring
The company recorded restructuring expenses within salaries and benefits, occupancy expense, and communications and technology expense in 2024.
“Non-interest expense for the year ended December 31, 2024 included restructuring expenses of $4.4 million recorded in salaries and benefits, $476,000 recorded in occupancy expense and $3.1 million recorded in communications and technology expense.” 10-K for 2024
Texas Capital Bancshares has filed no restructuring notice (Form 8-K, Item 2.05) since 2016. Companies file one only for a cut they judge material, so many announced layoffs never appear as one. This page shows what the company reported to the SEC, not news reports or state layoff notices.
What has Texas Capital Bancshares acquired?
Deals its annual reports describe
| Business | Deal | When | Value |
|---|---|---|---|
premium finance subsidiary“The decrease was primarily due to a non-recurring $248.5 million gain related to the sale of our premium finance subsidiary recorded in 2022, partially offset by increases in investment banking and trading income and other non-interest income.” 10-K for 2023 | divestiture | recorded in 2022 | — |
a $332.0 million loan portfolio“Commercial loan growth includes the impact of the acquisition of a $332.0 million loan portfolio completed during the third 37 quarter of 2024.” 10-K for 2024 | acquisition | — | $332.0 million |
Deal filings since 2016
- 2022-11-03 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
- 2022-09-08 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-02-26 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2019-12-13 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
What are Texas Capital Bancshares's subsidiaries?
Subsidiaries it lists
| Subsidiary | Jurisdiction |
|---|---|
| Texas Capital Bank | Texas |
| Texas Capital Alternative Asset Management, LLC | Delaware |
| Texas Capital Bank Wealth Management Services, Inc. | Texas |
| Texas Capital Community Development Corporation | Texas |
| TCB Public Funding, Inc. | Texas |
| TCBI Securities, Inc. | Texas |
From Exhibit 21 of the 10-K for 2025. Companies must list their significant subsidiaries there and may leave out smaller ones, so this is the company’s own list, not every entity it owns.
Layoffs, acquisitions, competitors and subsidiaries are read from Texas Capital Bancshares’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023), as of 2026-02-10.
Everything behind these findings, ready for your board deck.
- Market reaction to disclosed decisions: 29 decision filings since 2016, each linked to the SEC, with the share return against its sector and the US market the next day and the next year (0 with market data).
- Peer comparison: against 505 companies of its size in its sector.
- Financial results: ten years of revenue, operating and net income, and every annual report, linked.
- Methods and sources, so each number can be checked and cited.
The full data sheet downloads with the Data Plan. To see exactly what you get first, open the Boeing sample PDF or Excel.
Tools to try
- Ansoff move finderFramework: Ansoff Matrix
- Business model canvas builderFramework: Business Model Canvas
- Change readiness checkFramework: Kotter's 8-Step Change Model
- Five Forces scorerFramework: Porter's Five Forces
- SMART goal builderFramework: SMART Goals
- SWOT builderFramework: SWOT Analysis
More from Stratrix
The Business Model Wizard
Make the seven choices that define your model, test your numbers against real companies, and meet the rival AI would build against you.
Free · about twelve minutesBuild your Model Thesis →Test a decision, free
Set a live decision against the companies that made it before you.
AcquisitionsThe Distance TestDivestituresThe Divestiture TestDiversificationThe Diversification TestMake or buyThe Make-or-Buy TestWeekly email
Stratonomics, every Tuesday
One data story every Tuesday: what happened, what it means, and the figures you can quote. Free.