On the Record · Encore Capital
Encore Capital subsidiaries, as it lists them
The subsidiaries Encore Capital lists in its latest annual report, with the jurisdiction of each, linked to the filing.
Subsidiaries it lists
| Subsidiary | Jurisdiction |
|---|---|
| Asset Acceptance Capital LLC | Delaware |
| Asset Acceptance, LLC | Delaware |
| Atlantic Credit & Finance, Inc. | Virginia |
| Cabot Credit Management Group Limited | United Kingdom |
| Cabot Credit Management Limited | United Kingdom |
| Cabot Financial (Europe) Limited | United Kingdom |
| Cabot Financial (Ireland) Limited | Ireland |
| Cabot Financial France S.A.S. | France |
| Cabot Financial Spain SAU | Spain |
| Cabot Financial (UK) Limited | United Kingdom |
| Cabot Financial Debt Recovery Services Limited | United Kingdom |
| Cabot Financial Holdings Group Limited | United Kingdom |
| Cabot Financial Limited | United Kingdom |
| Cabot Securitisation Europe Limited | Ireland |
| Cabot Securitisation Topco Limited | United Kingdom |
| Cabot Securitisation UK Holdings Limited | United Kingdom |
| Cabot Securitisation UK Limited | United Kingdom |
| Cabot UK Holdco Limited | United Kingdom |
| Dessetec Desarrollo de Sistemas, S.A. de C.V. | Mexico |
| Encore Capital Group UK Limited | United Kingdom |
| Encore Europe Holdings S.à r.l. | Luxembourg |
| Encore Holdings Luxembourg S.à r.l. | Luxembourg |
| Encoremex Holdings S. de R.L. de C.V. | Mexico |
| MCM Midland Management Costa Rica, S.R.L. | Costa Rica |
| Midland Credit Management India Private Limited | India |
| Midland Credit Management, Inc. | Kansas |
| Midland Funding LLC | Delaware |
| Midland India LLC | Minnesota |
| Midland International LLC | Delaware |
| Midland Portfolio Services LLC | Delaware |
| Mortimer Clarke Solicitors Limited | United Kingdom |
| PPO RC Holdco LLC | Delaware |
| PPO RC SPV LLC | Delaware |
| Wescot Acquisitions Limited | United Kingdom |
| Wescot Credit Services Limited | United Kingdom |
| Wescot Topco Limited | United Kingdom |
From Exhibit 21 of the 10-K for 2025. Companies must list their significant subsidiaries there and may leave out smaller ones, so this is the company’s own list, not every entity it owns.
Read from Encore Capital’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023) and the financial data it files with the SEC, as of 2026-02-25. Every quotation is word for word from the filing linked beside it; how these pages are built and checked. The full record is in its company data sheet.