On the Record · Encore Capital
Encore Capital acquisitions, on the record
The businesses Encore Capital bought and sold, as its annual reports describe them, with the cash it reported paying for acquisitions each year and every deal filing since 2016.
Deals its annual reports describe
| Business | Deal | When | Value |
|---|---|---|---|
Asset Acceptance Capital Corp.Word for word“In June 2013, we completed our merger with Asset Acceptance Capital Corp., which was another leading provider of debt recovery solutions in the United States.” 10-K for 2023 | merger | In June 2013 | — |
CCM (majority ownership interest in the indirect holding company of CCM)Word for word“In July 2013, by acquiring a majority ownership interest in the indirect holding company of CCM, we acquired control of CCM.” 10-K for 2023 | acquisition | In July 2013 | — |
Marlin Financial Group LimitedWord for word“In February 2014, CCM acquired Marlin Financial Group Limited, a leading acquirer of non-performing consumer debt in the United Kingdom.” 10-K for 2023 | acquisition | In February 2014 | — |
Atlantic Credit & Finance, Inc.Word for word“In August 2014, we acquired Atlantic Credit & Finance, Inc., which was a market leader in the United States in buying and collecting on freshly charged-off debt.” 10-K for 2023 | acquisition | In August 2014 | — |
Hillesden Securities Ltd and its subsidiaries ("dlc")Word for word“In June 2015, CCM expanded in the United Kingdom by acquiring Hillesden Securities Ltd and its subsidiaries (“dlc”).” 10-K for 2023 | acquisition | In June 2015 | — |
Wescot Credit Services Limited ("Wescot")Word for word“In November 2017, CCM completed the acquisition of Wescot Credit Services Limited (“Wescot”), a leading UK contingency debt collection and BPO services company.” 10-K for 2023 | acquisition | In November 2017 | — |
all outstanding equity of CCM not owned by usWord for word“In July 2018, we completed the purchase of all of the outstanding equity of CCM not owned by us.” 10-K for 2023 | acquisition | In July 2018 | — |
Italian debt purchasing and recovery businessWord for word“Additionally, we recognized approximately $22.2 million of negative changes in expected future recoveries resulting from the sale of our investment in receivable portfolios associated with the exit of our Italian debt purchasing and recovery business in November 2024.” 10-K for 2024 | divestiture | November 2024 | — |
EARCWord for word“(1) In December 2024, the Company completed a step up acquisition of EARC and recognized $ 11.3 million of goodwill.” 10-K for 2025 | acquisition | In December 2024 | — |
| Fiscal year ended | Cash paid for acquisitions (net of cash acquired) | Goodwill from acquisitions |
|---|---|---|
| 2016-12-31 | $675,000 | $623,000 |
| 2017-12-31 | $96.4 million | $79.4 million |
| 2018-12-31 | $0 | $0 |
| 2019-12-31 | $0 | — |
| 2024-12-31 | — | $11.3 million |
Deal filings since 2016
- 2026-05-29 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2026-05-26 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-10-02 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2025-05-23 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2024-10-23 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2024-05-21 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2024-03-21 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2023-05-15 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2023-03-03 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2022-04-01 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-11-17 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-08-11 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2021-06-01 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2020-12-21 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2020-11-23 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2020-09-24 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2020-09-01 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2020-07-13 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2020-02-24 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2019-11-21 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2019-09-10 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2019-09-03 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2019-06-17 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-08-08 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-07-30 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
- 2018-07-20 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-07-13 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2018-05-08 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-08-28 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-08-17 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2017-03-03 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2016-12-27 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2016-10-07 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
- 2016-04-06 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
Read from Encore Capital’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023) and the financial data it files with the SEC, as of 2026-02-25. Every quotation is word for word from the filing linked beside it; how these pages are built and checked. The full record is in its company data sheet.