On the Record · United Community Banks
United Community Banks subsidiaries, as it lists them
The subsidiaries United Community Banks lists in its latest annual report, with the jurisdiction of each, linked to the filing.
Subsidiaries it lists
| Subsidiary | Jurisdiction |
|---|---|
| United Community Bank | South Carolina |
| Navitas Credit Corp. | Florida |
| NLFC Reinsurance Corp. | Tennessee |
| United Community Investments, Inc. | North Carolina |
| UCB Funding Corp. | Georgia |
| United Community Development Corporation | Georgia |
| United Community Payment Systems, LLC (50% owned by United Community Bank) | Delaware |
| TFG Holdings, LLC | Delaware |
| FNBSM The Falls, LLC | Florida |
| United Community Public Finance, Inc. | Delaware |
| United Community Insurance, Inc. | Florida |
| Community First Capital Trust II | Delaware |
| Tidelands Statutory Trust I | Delaware |
| Four Oaks Statutory Trust I | Delaware |
From Exhibit 21 of the 10-K for 2025. Companies must list their significant subsidiaries there and may leave out smaller ones, so this is the company’s own list, not every entity it owns.
Read from United Community Banks’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023) and the financial data it files with the SEC, as of 2026-02-17. Every quotation is word for word from the filing linked beside it; how these pages are built and checked. The full record is in its company data sheet.