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On the Record · United Community Banks

United Community Banks subsidiaries, as it lists them

The subsidiaries United Community Banks lists in its latest annual report, with the jurisdiction of each, linked to the filing.

Subsidiaries it lists

SubsidiaryJurisdiction
United Community BankSouth Carolina
Navitas Credit Corp.Florida
NLFC Reinsurance Corp.Tennessee
United Community Investments, Inc.North Carolina
UCB Funding Corp.Georgia
United Community Development CorporationGeorgia
United Community Payment Systems, LLC (50% owned by United Community Bank)Delaware
TFG Holdings, LLCDelaware
FNBSM The Falls, LLCFlorida
United Community Public Finance, Inc.Delaware
United Community Insurance, Inc.Florida
Community First Capital Trust IIDelaware
Tidelands Statutory Trust IDelaware
Four Oaks Statutory Trust IDelaware

From Exhibit 21 of the 10-K for 2025. Companies must list their significant subsidiaries there and may leave out smaller ones, so this is the company’s own list, not every entity it owns.

Read from United Community Banks’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023) and the financial data it files with the SEC, as of 2026-02-17. Every quotation is word for word from the filing linked beside it; how these pages are built and checked. The full record is in its company data sheet.