On the Record · Toast
Toast competitors, on the record
The companies whose own annual reports name Toast as a competitor, each with the sentence it appears in and the filing it came from.
Who Toast names
Toast’s annual reports for 2023 to 2025 describe its competition by kind of business and do not name competing companies.
Who names Toast
Companies whose own annual reports name Toast as a competitor.
Word for word“With respect to our A&C products and services: Shopify, Block, BigCommerce, Stripe, PayPal, Liquid Web, SiteGround, WP Engine, Zoho, Mindbody, Toast, Yelp, OpenTable, TikTok, Meta and WeChat;” 10-K for 2025
Word for word“Currently, nationwide POS platform providers, including Square, Toast, Lightspeed, Clover, and NCR, primarily serve retail chains or are focused on other retail segments, such as sit-down restaurant chains and other food service providers.” 10-K for 2026
Word for word“Key competitors include Aptos, Inc., Block Inc., Diebold Nixdorf, Inc., Fiserv Inc., Flooid, Fujitsu Limited, GK Software SE, Global Payments Inc., HP Inc., Lightspeed, Olo Inc., Oracle Corporation, PAR Technology Corporation, Toast, Inc., Toshiba Tec Corporation and Qu, among others.” 10-K for 2025
Word for word“For certain services and solutions, including end-to-end payments, we compete with non-integrated payment processors (such as Chase Paymentech, Elavon, Worldpay, Fiserv and Global Payments) and integrated payment providers (such as Adyen, Lightspeed, Shopify, Square and Toast).” 10-K for 2025
Read from Toast’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023) and the financial data it files with the SEC, as of 2026-02-18. Every quotation is word for word from the filing linked beside it; how these pages are built and checked. The full record is in its company data sheet.