Stratrix
On the Record · Federal Home Loan Mortgage

Federal Home Loan Mortgage competitors, on the record

The companies Federal Home Loan Mortgage itself names as competitors in its annual reports, 2023 to 2025, each with the sentence it appears in and the filing it came from.

Who Federal Home Loan Mortgage names

CompanyNamed in
Fannie Mae2025
FHA2025
FHA/VA2025
FHLBs2025

In its own words

  1. Fannie Mae, FHA/VA

    Word for word“Our principal competitors in the single-family mortgage market are Fannie Mae and FHA/VA (with Ginnie Mae securitization).” 10-K for 2025
  2. FHA

    Word for word“Our principal competitors in the multifamily mortgage market are Fannie Mae, FHA, commercial and investment banks, CMBS conduits, savings institutions, debt funds, and life insurance companies.” 10-K for 2025
  3. FHLBs

    Word for word“Other institutions, such as commercial and investment banks, dealers, savings institutions, REITs, insurance companies, the Federal Farm Credit Banks, the FHLBs, and independent mortgage companies, also compete with us by retaining or securitizing loans that would otherwise be eligible for purchase by us.” 10-K for 2025

Read from Federal Home Loan Mortgage’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023) and the financial data it files with the SEC, as of 2026-02-12. Every quotation is word for word from the filing linked beside it; how these pages are built and checked. The full record is in its company data sheet.