Fair Isaac competitors, on the record

Who Fair Isaac names

In its own words

1. ACI Worldwide, BAE Systems Applied Intelligence, Featurespace, Feedzai, IBM, Nice Actimize, Pegasystems, SAS

   Word for word“In the fraud solutions market for banking, we compete primarily with Nice Actimize, Experian, Pegasystems, BAE Systems Applied Intelligence, SAS, ACI Worldwide, IBM, Feedzai and Featurespace.” 10-K for 2025

2. Adobe, Salesforce

   Word for word“In the marketing services market, we compete with Pegasystems, Equifax, Experian, SAS, Adobe and Salesforce, among others.” 10-K for 2025

3. CGI, Equifax, Meridian Link, Moody’s

   Word for word“In the customer origination market, we compete with Experian, Equifax, Moody’s, Meridian Link, and CGI, among others.” 10-K for 2025

4. ChoicePoint, CRIF Ratings, LexisNexis

   Word for word“Additional competitors include consumer reporting agencies outside the U.S. like CRIF Ratings, which operates in the European Union, and other data providers like LexisNexis and ChoicePoint, some of which also are our partners.” 10-K for 2025

5. Credit Karma, Credit Sesame, Experian, TransUnion

   Word for word“For our offerings that deliver credit scores, credit reports and consumer credit education solutions directly to consumers, we compete with other direct to consumer credit and identity services such as Credit Karma, Credit Sesame, Experian and TransUnion, some of which are also our partners.” 10-K for 2025

6. VantageScore

   Word for word“Primary competitors among outside suppliers of scoring models are the three major consumer reporting agencies in the U.S. and Canada, which are also our partners in offering our scoring solutions, and VantageScore (a joint venture entity established by the three major U.S. consumer reporting agencies), which is selling a credit scoring product competitive with our products.” 10-K for 2025

Who names Fair Isaac

Companies whose own annual reports name Fair Isaac as a competitor.

1. First Data · 2018

   Word for word“Our portfolio of security and risk management solutions competes with a wide range of providers across multiple disciplines, including Visa, MasterCard, Voltage, Verisk, Equifax, Experian, TransUnion, and Fair Isaac.” 10-K for 2018

Read from Fair Isaac’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023) and the financial data it files with the SEC, as of 2025-11-07. Every quotation is word for word from the filing linked beside it; how these pages are built and checked. The full record is in its company data sheet.