On the Record · CURO Group Holdings

CURO Group Holdings acquisitions, on the record

The businesses CURO Group Holdings bought and sold, as its annual reports describe them, with the cash it reported paying for acquisitions each year and every deal filing since 2016.

Deals its annual reports describe

Business	Deal	When	Value
Ad Astra Recovery Services, Inc. Word for word“In January 2020, we acquired 100% of the outstanding stock in Ad Astra, a former related party.” 10-K for 2020	acquisition	January 2020	—
Flexiti Financial Inc. Word for word“Under the terms of the acquisition agreement, which we expect to close in the first quarter of 2021, we will pay cash at closing of approximately $85 million plus contingent consideration of up to $36 million based on achievement of risk-adjusted revenue and origination targets over the succeeding two years.” 10-K for 2020	agreed acquisition	—	approximately $85 million plus contingent consideration of up to $36 million
Heights Word for word“On December 27, 2021, we completed the acquisition of Heights for $360.0 million, consisting of $335.0 million in cash and $25.0 million of our common stock in accordance with the formula set forth in the Purchase Agreement.” 10-K for 2021	acquisition	December 27, 2021	$360.0 million
Flexiti Word for word“On March 10, 2021, we completed the acquisition of Flexiti in a transaction that included cash at closing of $86.5 million and contingent cash consideration of up to $32.8 million based on the achievement of revenue less NCOs and loan origination targets on the acquisition's first and second anniversaries.” 10-K for 2021	acquisition	March 10, 2021	cash at closing of $86.5 million and contingent cash consideration of up to $32.8 million
Heights Finance Word for word“On December 27, 2021, we acquired Heights Finance, a consumer finance company that provides Installment loans and offers customary opt-in insurance and other financial products in the U.S.” 10-K for 2022	acquisition	On December 27, 2021	—
Legacy U.S. Direct Lending Business Word for word“On July 8, 2022, we sold our Legacy U.S. Direct Lending Business, which operated under the "Speedy Cash", "Rapid Cash" and "Avio Credit" brands, to Community Choice Financial.” 10-K for 2022	divestiture	On July 8, 2022	—
First Heritage Word for word“On July 13, 2022, we purchased First Heritage, a consumer lender that provides near-prime installment loans and customary opt-in insurance and other financial products in the U.S.” 10-K for 2022	acquisition	On July 13, 2022	—

As filedReported in the company's financial data (XBRL), each linked to its filing
Fiscal year ended	Cash paid for acquisitions (net of cash acquired)	Goodwill from acquisitions
2018-12-31	$0	—
2019-12-31	$0	—
2020-12-31	$14.4 million	$14.8 million
2021-12-31	—	$298.8 million
2022-12-31	—	$75.4 million

Deal filings since 2016

2024-03-25 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2024-03-15 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2024-03-01 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2024-02-08 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2023-11-07 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2023-09-05 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
2023-08-04 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2023-08-03 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2023-05-16 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2022-07-20 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2022-07-14 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2022-07-14 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
2022-05-19 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2021-12-28 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2021-12-28 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
2021-12-14 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2021-12-03 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2021-11-19 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2021-11-17 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2021-08-03 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2021-06-09 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
2021-06-01 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2021-03-10 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2021-03-10 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
2021-02-01 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2020-04-08 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2020-01-06 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
2019-12-16 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2019-03-01 Form 8-K, Item 2.01: Completion of Acquisition or Disposition of Assets
2018-11-13 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2018-08-27 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2018-08-06 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement
2018-05-21 Form 8-K, Item 1.01: Entry into a Material Definitive Agreement

Read from CURO Group Holdings’s annual reports (10-K for 2022, 10-K for 2021, 10-K for 2020) and the financial data it files with the SEC, as of 2023-03-10. Every quotation is word for word from the filing linked beside it; how these pages are built and checked. The full record is in its company data sheet.