On the Record · Citizens Financial

Citizens Financial subsidiaries, as it lists them

The subsidiaries Citizens Financial lists in its latest annual report, with the jurisdiction of each, linked to the filing.

Subsidiaries it lists

Subsidiary	Jurisdiction
1215 Financial Center Associates Ltd.	OH
CFG Service Corp	DE
CFG Technology and Operations India Private Limited	India
CIADS Agency, Inc.	OH
Citizens Asset Finance, Inc	NY
Citizens Auto Receivables Trust 2023- 1	DE
Citizens Auto Receivables Trust 2023-2	DE
Citizens Auto Receivables Trust 2024-1	DE
Citizens Auto Receivables Trust 2024-2	DE
Citizens Auto Receivables, LLC	DE
Citizens Automobile Funding Facility, LLC	DE
Citizens Bank, National Association	USA
Citizens Charitable Foundation	RI
Citizens Financial Group, Inc.	DE
Citizens Funding Corp.	NH
Citizens Insurance Holdings, Inc.	RI
Citizens JMP Group, LLC	DE
Citizens JMP Securities, LLC	DE
Citizens One Community Development Corporation	NY
Citizens One NMTC CDE Corp.	DE
Citizens One NMTC CDE, LLC II	DE
Citizens One NMTC CDE, LLC III	DE
Citizens One NMTC CDE, LLC IV	DE
Citizens One NMTC CDE, LLC V	DE
Citizens RI Investment Corp. IV	RI
Citizens Securities, Inc.	RI
Citizens Trust Company of Delaware	DE
Citizens Ventures, Incorporated	MA
CJMPR, LLC	TX
Clarfeld Financial Advisors, LLC	DE
College Raptor, Inc.	DE
Connecticut Realty Investors, Inc	CT
CSB Investment Corp.	RI
Estate Preservation Services, LLC	NY
Harvest Capital Strategies LLC	DE
HCS Strategic Investments LLC	DE
Investors Financial Group Insurance Agency, Inc.	NJ
Investors Financial Group, Inc.	NJ
Investors Financial Services, Inc.	NJ
Investors Investment Corp.	NJ
Investors Real Estate Corporation	NJ
JMP Asset Management Inc.	TX
JMP Group Inc.	DE
JMP Holding LLC	DE
JMP Investment Holdings LLC	DE
Marathon National Bank Employer's Trust	DE
Marathon Realty Investors, Inc.	NY
Mass Investment Corp	RI
Minuteman Investments Corporation	MA
MNBNY Holdings, Inc.	NY
Montgomery Service Corporation	PA
My Way Development LLC	NJ
New England Acceptance Corporation	NH
PA Investment Corp. I	RI
PA Investment Corp. II	RI
PA Investment Corp. V	DE
PCHC NMTC Investment Fund, LLC	DE
Private Export Funding Corporation (PEFCO)	DE
RI Realty Trust, Inc.	MA
Servco, Inc.	OH
Thistle Group Holdings, Co.	PA
Willamette Management Associates, Inc.	OR

From Exhibit 21 of the 10-K for 2025. Companies must list their significant subsidiaries there and may leave out smaller ones, so this is the company’s own list, not every entity it owns.

Read from Citizens Financial’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023) and the financial data it files with the SEC, as of 2026-02-12. Every quotation is word for word from the filing linked beside it; how these pages are built and checked. The full record is in its company data sheet.