On the Record · Chime Financial
Chime Financial competitors, on the record
The companies Chime Financial names as competitors in its annual reports, 2025, and the companies that name Chime Financial, each with the sentence and the filing.
Who Chime Financial names
| Company | Named in |
|---|---|
| Affirm | 2025 |
| Ally | 2025 |
| Bank of America | 2025 |
| Capital One | 2025 |
| Cash App | 2025 |
| Citibank | 2025 |
| Discover | 2025 |
| J.P. Morgan Chase | 2025 |
| Klarna | 2025 |
| Nubank | 2025 |
| PayPal | 2025 |
| PNC Bank | 2025 |
| Revolut | 2025 |
| SoFi | 2025 |
| Wells Fargo | 2025 |
In its own words
Affirm, Ally, Bank of America, Capital One, Cash App, Citibank, Discover, J.P. Morgan Chase, Klarna, PayPal, PNC Bank, SoFi, Wells Fargo
Word for word“We principally compete against traditional financial institutions, such as Bank of America, Capital One, Citibank, J.P. Morgan Chase, PNC Bank, and Wells Fargo, and online-only financial institutions, such as Ally, Discover, and SoFi, as well as financial technology companies that offer or facilitate bank accounts, payments, and liquidity services, including Affirm, Klarna, and PayPal, and offerings such as Cash App, to attract and retain Active Members.” 10-K for 2025
Nubank, Revolut
Word for word“Other online-only financial institutions that operate in foreign jurisdictions, such as Nubank and Revolut, could in the future expand into the United States and compete with us.” 10-K for 2025
Who names Chime Financial
Companies whose own annual reports name Chime Financial as a competitor.
Word for word“We are also experiencing competition as a result of competitors, such as Chime Financial, Inc., offering free or low-cost alternatives to our products and services.” 10-K for 2025
Read from Chime Financial’s annual reports (10-K for 2025) and the financial data it files with the SEC, as of 2026-03-06. Every quotation is word for word from the filing linked beside it; how these pages are built and checked. The full record is in its company data sheet.