On the Record · Bread Financial Holdings
Bread Financial Holdings competitors, on the record
The companies Bread Financial Holdings itself names as competitors in its annual reports, 2023 to 2025, each with the sentence it appears in and the filing it came from.
Who Bread Financial Holdings names
| Company | Named in |
|---|---|
| American Express | 2025 |
| Discover Card | 2025 |
| MasterCard | 2025 |
| Visa | 2025 |
In its own words
American Express, Discover Card, MasterCard, Visa
Word for word“As a form of payment, our customers have numerous consumer credit and other payment options available to them, and our products compete with cash, checks, electronic bank transfers, debit cards, general purpose credit cards (including those on the Visa, MasterCard, American Express and Discover Card networks), various forms of consumer installment loans and split-pay products, other private label credit card brands, prepaid cards, digital wallets and mobile payment solutions, and other tools that simplify and personalize shopping experiences for consumers and merchants.” 10-K for 2025
Read from Bread Financial Holdings’s annual reports (10-K for 2025, 10-K for 2024, 10-K for 2023) and the financial data it files with the SEC, as of 2026-02-13. Every quotation is word for word from the filing linked beside it; how these pages are built and checked. The full record is in its company data sheet.