Associated Banc-corp acquisitions, on the record

Word for word“ABRC Associated Benefits and Risk Consulting, the Corporation's insurance division which was sold on June 30, 2020 ABL Asset-Based Lending ACL Allowance for Credit Losses on Loans and Investments ACLL Allowance for Credit Losses on Loans ADC Acquisition, Development, or Construction AFS Available for Sale AI Artificial Intelligence ALCO Asset/Liability Committee AML Anti-Money Laundering APSN Authorize Positive, Settle Negative Associated / Corporation / our / us / we Associated Banc-Corp collectively with all of its subsidiaries and affiliates Associated Bank / the Bank Associated Bank, National Association ASU Accounting Standards Update ATR Ability-to-Repay Basel III International framework established by the Basel Committee on Banking Supervision for the regulation of capital and liquidity BHC Act Bank Holding Company Act of 1956, as amended bp basis point(s) BSA Bank Secrecy Act BTFP Bank Term Funding Program CAMELS Capital adequacy, Asset quality, Management, Earnings, Liquidity, and Sensitivity CAN-SPAM Act Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 CCPA California Consumer Privacy Act CDs Certificates of Deposit CDIs Core Deposit Intangibles CECL Current Expected Credit Losses CEO Chief Executive Officer CET1 Common Equity Tier 1 CFPB Consumer Financial Protection Bureau CGSRC Corporate Governance and Social Responsibility Committee CIO Chief Information Officer CISO Chief Information Security Officer CMO Collateralized Mortgage Obligation CPRA California Privacy Rights Act CRA Community Reinvestment Act CRE Commercial Real Estate CRO Chief Risk Officer DE&I Diversity, Equity & Inclusion DFPI California Department of Financial Protection and Innovation DIF Deposit Insurance Fund Dodd-Frank Act Dodd-Frank Wall Street Reform and Consumer Protection Act DOJ Department of Justice DOL Department of Labor DTAs Deferred Tax Assets DTI Debt-to-Income EAR Earnings at Risk Economic Growth Act Economic Growth, Regulatory Relief, and Consumer Protection Act EMS Environmental Sustainability Risk Management System ERC Enterprise Risk Committee of the Board of Directors ESG Environmental, Social, and Governance Exchange Act Securities Exchange Act of 1934, as amended FASB Financial Accounting Standards Board FDI Act Federal Deposit Insurance Act FDIC Federal Deposit Insurance Corporation FDICIA Federal Deposit Insurance Corporation Improvement Act Federal Reserve Board of Governors of the Federal Reserve System FFELP Federal Family Education Loan Program FFIEC Federal Financial Institutions Examination Council FHLB Federal Home Loan Bank FHLMC Federal Home Loan Mortgage Corporation FICO Financing Corporation, established by the Competitive Equality Banking Act of 1987 FICO Score Fair Isaac Corporation score, a broad-based risk score to aid in credit decisions FinCEN Financial Crimes Enforcement Network FINRA Financial Industry Regulatory Authority First Staunton First Staunton Bancshares, Incorporated FNMA Federal National Mortgage Association FOMC Federal Open Market Committee FTC Federal Trade Commission FTEs Full-time equivalent employees FTP Funds Transfer Pricing GAAP Generally Accepted Accounting Principles GHG Greenhouse Gas GLBA Gramm-Leach-Bliley Act of 1999 GNMA Government National Mortgage Association GSE Government-Sponsored Enterprise HQLA High-Quality Liquid Assets HTM Held to Maturity HVCRE High Volatility Commercial Real Estate IDI Insured Depository Institution LGBTQ+ Lesbian, Gay, Bisexual, Transgender, Queer, and Plus LLC Limited Liability Company LMI Low- to Moderate-Income LOCOM Lower of Cost or Market LTV Loan-to-Value MBS Mortgage-Backed Securities Moody's Moody's Investors Service MSAs Mortgage Servicing Assets MSRs Mortgage Servicing Rights MVE Market Value of Equity NAICS North American Industry Classification System NDAA National Defense Authorization Act Net Free Funds Noninterest-bearing sources of funds NPAs Nonperforming Assets NYSE New York Stock Exchange OCC Office of the Comptroller of the Currency OCI Other Comprehensive Income OREO Other Real Estate Owned Parent Company Associated Banc-Corp individually Patriot Act Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001 PCD Purchased Credit Deteriorated PCI-DSS Payment Card Industry Data Security Standard QMs Qualified Mortgages RAP Retirement Account Plan - the Corporation's noncontributory defined benefit retirement plan REIT Real Estate Investment Trust Repurchase Agreements Securities sold under agreements to repurchase RESPA Real Estate Settlement Procedures Act Restricted Stock Awards Restricted common stock and restricted common stock units to certain key employees Retirement Eligible Colleagues Colleagues whose retirement meets the early retirement or normal retirement definitions under the applicable equity compensation plan Rockefeller Rockefeller Capital Management S&P Standard & Poor's SAR Suspicious Activity Report SBA Small Business Administration SBNY Signature Bank SEC U.S. Securities and Exchange Commission Securities Act Securities Act of 1933, as amended Series C Preferred Stock The Corporation's 6.125% Non-Cumulative Perpetual Preferred Stock, Series C, liquidation preference $1,000 per share Series D Preferred Stock The Corporation's 5.375% Non-Cumulative Perpetual Preferred Stock, Series D, liquidation preference $1,000 per share Series E Preferred Stock The Corporation's 5.875% Non-Cumulative Perpetual Preferred Stock, Series E, liquidation preference $1,000 per share Series F Preferred Stock The Corporation's 5.625% Non-Cumulative Perpetual Preferred Stock, Series F, liquidation preference $1,000 per share SMS Short Message Service SOFR Secured Overnight Finance Rate SVB Silicon Valley Bank Tax Act U.S.” 10-K for 2023

Word for word“The all-stock, fixed exchange ratio transaction is valued at approximately $604 million based on Associated's closing stock price of $26.29 as of November 28, 2025.” 10-K for 2025